If you were injured while using Uber or Lyft in Fort Worth, you may be entitled to compensation. But getting what you deserve can be challenging. Depending on the timing of the crash and who was at fault, different insurance policies may apply, and rideshare companies and their insurers are known for trying to minimize payouts.
At Rochelle McCullough LLP, we help rideshare accident victims pursue the full compensation they’re owed. Contact us today for a free consultation and let us handle the legal details while you focus on recovery.
What Causes Most Ridesharing Accidents in Fort Worth?
Uber and Lyft do not conduct rigorous screenings of their drivers before hiring them. As a result, inexperienced drivers, drivers with a history of driving while distracted, or other dangerous drivers could end up causing an accident. Many situations can lead to ridesharing accidents, but negligent or reckless drivers are often responsible for the majority of these accidents.
The attorneys at Rochelle McCullough handle a wide range of cases involving ridesharing accidents, including those caused by:
- Speeding
- Failure to drive safely under weather or road conditions
- Distracted driving
- Fatigued driving
- Driving under the influence
- Ignoring traffic signals and signs
- Failing to yield
- Dangerous or defective vehicles or parts
- Hazardous road conditions
- Negligent hiring practices
What Insurance Coverage Applies in a Rideshare Accident?
Uber and Lyft do offer insurance coverage for passengers and drivers, but the available coverage depends on when the accident occurred during the rideshare trip:
- App off: The driver’s personal insurance applies.
- App on, no passenger yet: Contingent liability coverage may apply—up to $25,000 for property damage and $100,000 for injuries.
- Passenger in the car (trip in progress): Commercial insurance applies—up to $1 million in third-party liability and $1 million in uninsured/underinsured motorist coverage.
Understanding which policy applies is key to pursuing full compensation.
Who Can Be Held Liable in a Fort Worth Rideshare Crash?
In some cases, insurance may not be sufficient—or may not be applicable. If the rideshare policy doesn’t cover all your damages or if a third-party driver was responsible, a personal injury lawsuit may be the better route.
Under Texas law, if another party’s negligence causes the accident, they can be held liable. This may include the rideshare driver, another driver, or even a vehicle manufacturer. Your attorney can investigate and determine which parties should be held accountable and what evidence is needed to support your claim.
Can I Sue Uber or Lyft for a Rideshare Accident?
Because rideshare drivers are classified as independent contractors in Texas, it can be challenging to sue Uber or Lyft directly. However, a claim may still be possible under a theory of negligent hiring—especially if a driver failed to meet state requirements and the rideshare company failed to properly screen them.
Texas requires:
- A state permit
- Proof of insurance
- Updated vehicle registration
- A background check, including fingerprinting
If Uber or Lyft failed to comply with these regulations, they may share liability for the accident. Given their greater resources, pursuing a claim against the rideshare company can provide more comprehensive compensation than suing the driver alone.
How a Rideshare Accident Attorney Can Help
Car accidents are always stressful, and the claims process can be challenging. Rideshare accident victims may have an even more difficult time trying to handle negotiations with the insurance company—especially while recovering from injuries. Dealing with a claim alone can harm your compensation and increase your stress.
Trust our experienced personal injury attorneys to guide you through the process and handle all aspects of your claim. We can assist you in reporting the crash to the rideshare company and preparing your statement for the insurance adjuster. We’ll also handle ongoing communication with adjusters so you don’t have to.
Insurance companies for Lyft and Uber often pressure victims to accept fast, undervalued settlements. With legal representation, your chances of securing a fair settlement are much higher. Our attorneys will advocate for your best interests so you can focus on healing.
Talk to a Fort Worth Rideshare Accident Attorney Today
Recovering compensation after an Uber or Lyft accident can be challenging—especially when multiple negligent parties and insurance carriers are involved. When you work with Rochelle McCullough, you gain access to experienced attorneys and the resources necessary to pursue your case from start to finish. Contact us today to explore your legal options.