Uber makes getting around easier, but accidents can still happen, and when they do, the claims process can be complex. Knowing what steps to take immediately after an Uber accident can protect your health and your right to compensation.
What Should You Do After an Uber Accident?
After an Uber accident, your top priorities are safety, documentation, and timely reporting. Following these steps helps protect your claim and ensure accurate records of the incident.
The 6 Steps to Take After an Uber Accident
- Get medical attention immediately. Even minor symptoms should be checked by a doctor.
- Report the accident to local law enforcement and request a copy of the police report.
- Notify Uber through the app or online help center as soon as possible.
- Gather evidence, including photos, video, driver and witness details, and insurance information.
- Communicate with Uber’s support team and provide any additional information they request.
- Consult a Texas personal injury lawyer before filing or accepting any insurance settlements.
With Whom Do You File an Insurance Claim After an Uber Accident?
You can file an insurance claim against the at-fault driver, Uber, or both, depending on who caused the crash. The responsible party determines which insurance coverage applies.
Third-Party Liability
If another driver caused the accident, your claim will be against that driver’s insurance policy. If they lack proper coverage, you may still file a personal injury lawsuit. However, recovery may be limited if the driver has few assets.
Uber Driver Liability
If your Uber driver caused the accident, you can pursue a claim through Uber’s $1 million insurance policy. This coverage applies when the driver’s personal insurance does not fully compensate your losses. You may also bring a claim directly against Uber or the driver if damages exceed policy limits.
What Compensation Can You Receive After an Uber Accident?
Victims of Uber accidents in Texas may recover compensation for both economic and non-economic losses.
You may be entitled to compensation for:
- Medical expenses and ongoing treatment
- Lost wages and future earning potential
- Pain and suffering
- Property damage
What Happens Next in an Uber Insurance Claim?
Uber’s insurance company may contact you quickly, often with a low settlement offer. Do not accept any offers or sign documents before consulting an attorney. Once you accept a settlement, you cannot pursue additional compensation.
A Texas rideshare accident lawyer can help you:
- Handle all communication with Uber’s insurer
- Gather and preserve key evidence
- Evaluate your damages accurately
- Negotiate for fair compensation
FAQs
What should I do if Uber’s insurance company contacts me?
Do not provide statements or accept any settlement before speaking with a personal injury lawyer. Insurance representatives often offer less than what you deserve.
Does Uber’s insurance cover all passengers?
Yes. Uber maintains a $1 million insurance policy that covers passengers injured in accidents caused by their drivers while the app is active.
How long do I have to file a claim after an Uber accident in Texas?
You generally have two years from the date of the accident to file a personal injury claim, but acting sooner can help preserve vital evidence.